Disclaimer

General Disclaimer

The information provided by FeePress (“https://www.feepress.com”) is for general educational and informational purposes only. Everything on the site is offered in good faith, but we make no representation or warranty of any kind, express or implied, about the accuracy, completeness, or reliability of any calculator result, guide, or museum entry. Using the site is entirely at your own risk.

Not Financial, Tax, or Legal Advice

FeePress is not a lender, a loan servicer, a financial adviser, an accountant, or a school financial-aid office. The student-loan, college-cost, loan-payoff, refinance-comparison, 529-savings, and net-price calculators, along with every article and Learn entry, are educational tools that describe standard formulas and general information about paying for college. They are not personalised financial plans, and they are not a substitute for a qualified financial adviser, tax professional, or your school’s financial-aid office.

Do not treat a monthly-payment figure as a loan offer, a projected cost as a bill, a net-price estimate as an official award, or any guide as a recommendation to take out, refinance, or pay down a specific loan. If a decision involves meaningful money, debt, taxes, or a financial-aid award, speak to the appropriate qualified professional before you act on anything you read here.

Estimates, Not Exact Figures

The calculators use widely accepted formulas and simplifying assumptions — standard loan amortization, a flat annual tuition-inflation rate, a constant assumed rate of return, and simple aid arithmetic. They are only as good as the numbers you enter and the assumptions behind them. Real outcomes vary with your actual loan terms, capitalized interest, variable rates, fees, investment performance, tuition increases, and how a school packages aid. Investment returns in particular depend on markets no calculator can predict, so treat them as illustrations, not promises. Use every result as a planning aid, not a guaranteed outcome.

Borrowing and Investment Risk

Student debt is a long-term obligation, and the value of college savings invested in a 529 or similar account can rise or fall. Nothing on FeePress tells you whether a loan is affordable, whether to refinance, or how a plan will be taxed. Always:

• Read your actual promissory note, disclosure, and aid award rather than relying on an estimate.
• Confirm interest rates, fees, capitalization, and repayment terms with your lender or servicer in writing.
• Remember that refinancing federal loans into a private loan can forfeit protections like income-driven repayment and forgiveness.
• Consult a tax professional about the treatment of 529 accounts, interest deductions, and education credits in your situation.
• Treat tuition-inflation and investment-return figures as rough guides, not precise forecasts.

For any question about whether a loan, a refinance, or a savings plan is right for you, defer to a qualified financial or tax adviser and your own judgement over anything this site produces.

No Warranty

FeePress expressly disclaims all warranties, whether express, implied, statutory, or otherwise, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that our tools, calculations, or information are error-free, accurate, or complete, or that the website will always be available without interruption.

Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall FeePress be liable for any direct, indirect, punitive, incidental, special, or consequential damages — including financial loss, interest paid, or any harm arising from a borrowing, refinancing, or college-funding decision — related to your use of, or reliance on, our tools, guides, and information.

User Responsibility

By using FeePress, you acknowledge and agree that:

• You will use your own judgement, and consult a financial, tax, or aid professional, when applying anything here to your own situation.
• You will double-check calculator inputs — balances, rates, terms, and dates — before relying on a result.
• You are responsible for the loans you take out, refinance, or pay down.
• You assume all risks associated with borrowing, saving, and college-funding decisions and with the use of our tools and information.

External Links & Advertising

The site may link to third-party websites and displays advertisements from networks including Google AdSense. We do not investigate, monitor, or endorse the content of linked sites or the products in ads, and their presence is not a recommendation. Any purchase or reliance on a third party is between you and that third party.

Changes to This Disclaimer

We may modify this disclaimer at any time. Changes are posted on this page with an updated revision date, and continued use of the site indicates acceptance of the current version.

Contact Us

If you have any questions about this Disclaimer, please visit our Contact page or email us at support@feepress.com.